skip to main | skip to sidebarChristmas Links I seem to be getting more and more links I can't adequately deal with, but which I don't want to withhold from readers. So here is some Christmas reading:The "Neurosceptic" blog of Discover Magazine has a piece about The Strange Case of “Publication Integrity and Ethics” which details a number of integrity and ethics questions around the supposed new journal.The Times Higher Education has a piece on post-publication peer-review that describes more of the chilling consequences that occur when lawyers meddle with scientific inquiry. Physics professor Philip Moriarty is quoted with: “If you are publicly funded and you put your research into the public domain but no one can criticise you for it without facing legal proceedings, that seems to me to be a very badly damaged system.” Exactly.Retraction Watch obtained a $400.000 grant to set up a retractions database.
Table of ContentsWhat is a Cover Letter?How to Write a Cover Letter in 5 Easy StepsPage Structure (Alignment, Margins, Fonts)Free Copy-and-Paste Examples (Text Versions)Free, Downloadable Cover Letter FormatsPairing Your Cover Letter With Your ResumeAddressing Red Flags in Your Work HistoryWrap-up1. What is a Cover Letter?In short, a cover letter is a one-page document written to express why you’re the best candidate for a particular job. It is always paired with a resume, and should:Highlight your relevant experienceShowcase your familiarity with the company and their goalsConvey a bit of personalityA cover letter is also an essential part of a strong job application. A great one can get you interviews even if your resume is lacking.
Credit card debt hit a record high in the run-up to Christmas as British families splashed out, says the Bank of England.Its figures show households had an outstanding bill of £72.5billion on their credit cards at the end of November – a sign that many people are living beyond their means.That is up from £70.1billion a year earlier and from £57.2billion five years ago.Bank of England figures show households had an outstanding bill of £72.5bn on their credit cards at the end of November – up from £70.1bn a year earlier and from £57.2bn five years agoThe surge in credit card spending pushed household debts, excluding mortgages, to an all-time high of £215.4billion, raising fears that millions of families will struggle to pay off credit cards and other loans after potentially crippling bills over Christmas.Campaigners warned that 'persistent credit card debt' could become a major problem for households.Families put another £400million on their plastic in November as major shopping events such as the Black Friday discounts encouraged them to spend.Although the High Street is struggling, shoppers are splashing out online in ever-greater numbers.Recent figures from the Office for National Statistics show that £1 in every £5 spent in November was spent online, which is the highest proportion ever recorded.However, there are signs that debts are being accumulated more slowly than in recent years.Rising: The total amount borrowed in November, excluding mortgages, was 7.1 per cent higher than a year earlierThe total amount borrowed in November, excluding mortgages, was 7.1 per cent higher than a year earlier. This was the lowest rise since March 2015, and well below the peak of 10.9 per cent in November 2016.Phil Andrew, chief executive of debt charity Step Change, said: 'Consumer credit growth may be relatively modest in percentage terms, but let's not lose sight of the fact that, in cash terms, outstanding credit card borrowing still rose by £400million compared with just a month earlier.'The continuing growth in lending suggests that vigilance will continue to be necessary to prevent credit becoming problem debt for households.'Frances O'Grady, general secretary of the TUC, said: 'It's not just Christmas on credit that is driving up debt. Workers have been hit by the longest wage slump in 200 years.'And this is pushing families into the red as they struggle to make ends meet.'But economists welcomed the slowdown in the build-up of debt.Howard Archer, chief economic adviser to the Ernst & Young Item Club, said: 'These figures reinforce the impression that consumers are currently relatively cautious in their borrowing while lenders have certainly become warier about advancing unsecured credit.'This is welcome news for the Bank of England given its view that recent rapid growth in consumer credit has created a 'pocket of risk'.'Share or comment on this article: Credit card debt soars to a record £73bn: Fears over family finances after epic borrowing binge.
Sorry, but copying text is forbidden on this website!Wordsworth and Coleridge saw themselves as “worshippers of nature.” How is this demonstrated in Lyrical Ballads. (an exam-style essay)Themes relating to nature are instrumental in the poetry collection Lyrical Ballads by William Wordworth and Samuel Taylor Coleridge.
Updated 13 March, 2005The Tragedy of the Commons by Garrett Hardin, 1968Published in Science, December 13, 1968For copyright permission, click here.The author is professor of biology, University of California, Santa Barbara. This article is based on a presidential address presented before the meeting of the Pacific Division of the American Association for the Advancement of Science at Utah State University, Logan, 25 June 1968. At the end of a thoughtful article on the future of nuclear war, Wiesner and York (1) concluded that: "Both sides in the arms race are ... confronted by the dilemma of steadily increasing military power and steadily decreasing national security.
Sociology 250October 11, 2002Max Weber: The Protestant Ethic and the Spirit of Capitalism1. Background. Weber had been studying the role of the serfs and the day labourers (who were no longer serfs) in northeastern Germany where feudal estates still survived in Weber's day.
Read the story of a women who thought she was having a heart attack, but was instead diagnosed with panic disorder, panic attacks.A young woman sought psychological services after her cardiologist referred her for stress management and treatment of "heart attack" symptoms. This 36 year old woman had the world by the tail.
Title: World War II - EffectsSubject:HistoryAuthor:Date:June 18, 2001Level:Grade:Length:4 / 1109No of views:0Essay rating: good 0, average 0, bad 0 (total score: 0) The same judgement was cast upon people who suffered mental anguish and were not able to fight. The general public and other officers saw it as unmanly and even cowardice. Sassoon was faced with this very situation at the commencement of the novel.